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- Finding the Right Home Loans
When you should care about lender service
If your timetable’s tight, your lender must deliver your money fast.
A fixed or variable rate?
The toughest loan decision of all: whether to lock in an interest rate.
Why you should think twice before fixing
Over the life of your loan, a variable rate will almost certainly prove cheaper.
Should you create combined accounts?
Use your everyday funds to help pay off your mortgage quicker.
How long a loan term?
The quicker you repay, the less you pay. But a shorter term isn’t always necessary.
Should you take an interest-only loan?
Tread carefully with this investor-oriented option – there are risks.
Decide your other preferences
Now its time to decide on the extra home loan features you need.
Talking to your home loan manager
We let you know what information you need when talking to your home loan manager.
Protecting your home loan with insurance
Income protection insurance cuts the risk against sudden income loss.
